0
Stage 0Knowing what you can actually afford
You alone5 to 15 hrs
✓What Regalis Capital does for you
- We take your full picture: experience, industry, geography, capital, and goals.
- We underwrite you the same way the big SBA banks do, then reverse-solve from how bankable you are to the biggest deal you can realistically finance.Then we turn that into the maximum cash flow your deal can sit on, your real SDE ceiling.
- We run it through our Deal Value Calculator, built on SBA standard, which mirrors how SBA underwriters actually size a deal.
- We anchor to the rules that make a deal fundable: at least 10% equity injection of total project cost, debt service coverage of at least 1.15x, and loan proceeds capped at the independent business valuation.
- We price in the cash cushion the lender wants after close, usually 10% to 20% post-close liquidity, so it is baked in from day one.
✕What they do (the so-called done-for-you services)
- Hand you a generic affordability worksheet and tell you to "figure out your budget."
- The coaching tier eyeballs your numbers on a call, gives a rough range, then you self-assess.
- None of them underwrite you to real bank standards or solve for your ceiling.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Learn SBA loan sizing well enough to trust your own number. 5 to 15 hours, plus the risk of getting it wrong.
- Understand equity-injection rules, debt service coverage math, and the valuation cap on loan proceeds.
- Read your own personal financial statement the way a credit officer will.
Get it wrong and you chase deals you can never finance, then burn months before a lender finally tells you no.
1
Stage 1Building your buy box
You alone5 to 10 hrs
✓What Regalis Capital does for you
- We run an onboarding call and build your buy box across four pillars: target industry, target area, target sizing, and what you actually qualify for.
- We help you pick which industries to chase and screen out anything that does not fit your background or your financing.
- We land a concrete target market, area, and size, all grounded in the real underwriting from Stage 0, not a guess.
- We screen out businesses that need a professional license to own, because those do not fit the buyer profile.
- We set up how we communicate, get you into Slack, and request the documents we need for the next step.
✕What they do (the so-called done-for-you services)
- "Define your buy box" is a worksheet or a coaching prompt. You fill it in yourself.
- No financial reverse-solve tying your buy box to what you can fund.
- You guess at industries, sizing, and geography with no backstop.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Research industries, screen out non-viable categories, and define a buy box yourself. 5 to 10 hours.
- Know how to match deal size to your financing and which categories SBA lenders avoid.
A sloppy buy box means months chasing deals you were never going to fund, and you find out at the end, not the start.
2
Stage 2Making you look like a serious buyer
You alone10 to 20 hrs
✓What Regalis Capital does for you
- We build your website so you show up as a credible, serious buyer to brokers and sellers.
- We build your buyer profile, the document brokers and sellers use to size you up, and put your lender pre-qualification letter inside it to push you through screening.
- We create "the look" so you get taken seriously by people who otherwise ignore unproven first-time buyers.
✕What they do (the so-called done-for-you services)
- Tell you to write your own buyer bio from a template. No website. No professional perception layer.
- They hand you a tool. You are the system.
- You show up to brokers as exactly what most first-timers look like: unproven and unfunded. So you get ignored.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Build a website, write a buyer profile, and assemble credibility assets. 10 to 20 hours.
- Bring positioning, copywriting, web-build skill, and a real sense of what brokers and lenders look for.
Brokers ignore buyers who do not look fundable. Show up wrong and your deal flow dies before a single deal reaches you.
3
Stage 3Building the systems behind the deal
You alone10 to 20 hrs
✓What Regalis Capital does for you
- We organize your deal folders and document structure, build the deal documents you will need, and set up your data room.
- We set up your email system and outreach infrastructure for organized follow-up.
- We stand up all the back-end systems and automations our team uses to stay on top of your deal flow, and the tracking that follows every deal end to end.
✕What they do (the so-called done-for-you services)
- Give you a dashboard or a CRM login and call it "systems."
- You organize your own folders, build your own data room, and track your own documents.
- There is no back-end coordination behind you.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Stand up folders, a data room, a tracking system, and outreach infrastructure, plus ongoing upkeep. 10 to 20 hours.
- Bring deal-document organization, data-room setup, and pipeline discipline.
Disorganized buyers lose deals to dropped follow-ups and missing documents, and they never see it coming.
4
Stage 4Getting you pre-qualified
You alone5 to 15 hrs
✓What Regalis Capital does for you
- We take your documents, primarily your personal financial statement, and go to an SBA lender or loan broker on your behalf.
- We present your financial picture the way a credit officer reads it and get you pre-qualified, usually the same way we underwrote you internally.
- We get a pre-qualification letter you can use as a credibility asset inside your buyer profile and lean on with brokers and sellers.Quick honesty note: there is no formal SBA pre-qual letter in standard 7(a) lending. This is a lender's soft read on your personal financial statement, and we treat it as exactly that.
✕What they do (the so-called done-for-you services)
- Tell you to "go get pre-qualified" and maybe hand you a list of lenders.
- You call lenders, fill out your own forms, and chase your own pre-qual.
- No packaging of your financials. No letter working for you.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Find lenders, prepare your personal financial statement, and chase a pre-qual. 5 to 15 hours.
- Know which lenders fit you and present your finances to a credit officer.
Fumble this and you look unfundable, and brokers ignore you.
5
Stage 5Putting a real team on your deal
You aloneAll of it
✓What Regalis Capital does for you
- We assign you a dedicated associate whose whole job is getting deals in front of you.
- We stand up four to five layers of support behind that associate, so there is full coverage no matter what.
- We kick off deal flow against your confirmed buy box, and your associate stays with you through the entire deal, not just the sourcing phase.
✕What they do (the so-called done-for-you services)
- The coaching tier gives you a 1:1 advisor you book calls with, who reviews your own work.
- The "team" is you plus a coach who gives feedback.
- A group chat gets called "support." Nobody is doing the work for you.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- With no team, every downstream stage on this page lands on one desk. Yours.
- You become the associate, the analyst, the valuation team, the LOI team, and the closing coordinator all at once.
- Add the hours below and that empty "team" column is the real cost: all of them, on you.
One person doing the work of a five-layer team is why solo searches run 18 to 36 months and most never close.
A team does the work. You make the decision. That is the whole offer.
6
Stage 6 · the biggest time sinkSourcing deals, continuously
You aloneHundreds of hrs
✓What Regalis Capital does for you
- We scour the broker network continuously against your buy box, deal after deal, week after week.
- We work individual broker sites directly, not just the big aggregators.
- We work BizBuySell and the public listing sources against your box and your financing ceiling.
- We find the deals that fit your box and proactively reach out to them. We do not wait for brokers to surface them.
- We coordinate getting NDAs signed on every deal we pursue.
- We chase the deal data and financials back from the broker so the analysis team has something to work with.
- We run a baseline-fit check on every sourced deal before anything advances, so junk never reaches your screen.
- We keep this running in parallel even while a live deal is in lending, so your pipeline never goes cold.
✕What they do (the so-called done-for-you services)
- Aggregate listings into a dashboard or a newsletter, say "10 handpicked deals a week," and call it sourcing.
- Then it is on you to pick deals, reach out, sign NDAs, follow up, and chase data.
- "We source deals for you" is the headline. The reality is a feed, not outreach.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Send 200 to 500 outbound emails a month and keep 200 to 500 active prospects in a CRM during the active window.
- Do all the broker outreach, NDA handling, prospecting cadence, and screening yourself.
- Review 100-plus opportunities before one fits, and every one of those is on you.
The single biggest time sink in the whole search. Hundreds of hours, and most of it is unglamorous chasing.
7
Stage 7The follow-up nobody else does
You aloneTens to hundreds of hrs
✓What Regalis Capital does for you
- We put every reached-out deal into a structured follow-up system.
- We hammer follow-up for weeks when a broker goes quiet, the deal info does not come back, or the NDA is not returned.
- We keep pushing to get the data and the signed NDA, and only cut loose an unresponsive broker after persistent follow-up, usually around 2 weeks of silence.Here is the truth of sourcing: brokers reach out to the first 10 buyers and ignore everyone else. Persistence is what produces replies.
✕What they do (the so-called done-for-you services)
- Nothing here. Follow-up is entirely your job.
- You chase the broker for info, chase the NDA, chase the data, with no system and no leverage.
- The whole "we source deals" promise quietly assumes you do all the chasing.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Tens to hundreds of hours of chasing brokers across your search. The unglamorous majority of sourcing time.
- Bring persistent professional follow-up and broker psychology.
Brokers are not persistent on your behalf. Without relentless follow-up, deals just die in the inbox.
8
Stage 8Vetting and valuing every deal
You alone10 to 40 hrs / deal
✓What Regalis Capital does for you
- First pass: your associate reviews the returned deal data for any major red flags. If there is one, the deal is gone. If not, it advances.
- Second pass: our valuation and analysis team runs the full financial analysis.
- They confirm there is cash flow to support the deal under a typical structure.
- They vet location, operations, and financials, and look at the deal exactly as an SBA underwriter would.
- They run scenarios in our valuation model and anchor against the hard gates: DSCR of at least 1.15x, loan proceeds capped at the independent business valuation, equity injection of at least 10% of project cost.
- Deals that fail get thrown away. Deals that pass move forward. You never touch the rejects.
✕What they do (the so-called done-for-you services)
- Give you deal-analysis software or a model template and you fill it in yourself.
- The coaching tier has you run your own analysis and bring it to a call for feedback.
- You have to spot the red flags, and a first-timer who has never seen a deal usually cannot.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- 1 to 3 weeks reading documents per serious deal, then 2 to 3 weeks analyzing financials and building a valuation. Roughly 10 to 40 hours per deal.
- Bring financial-statement analysis, SDE and EBITDA recasting, red-flag detection, and real valuation methods.
You cannot catch what you have never seen. First-timers miss the red flags that kill deals later, often after spending money on diligence.
9
Stage 9The 2-to-5-minute deal video
You aloneHours per dead deal
✓What Regalis Capital does for you
- We hand each passing deal to a presentation team member who walks it in a 2-to-5-minute video in Slack.
- They cover what the business is, how it runs, what the owner does, and what you must know.
- They walk the last few years of financials, what the numbers mean for cash flow, and what it looks like under a typical structure, including the loan scenario and your cash flow after debt service.
- You get all the deal docs alongside the video.We only surface this after going through 10, 50, or even 100 deals to find one that fits, with you not lifting a finger on any of the rejects.
- Then we ask you one simple question: do you want to learn more about this deal?
✕What they do (the so-called done-for-you services)
- You watch your own deals in your own dashboard and decide which to pursue.
- No vetted, pre-analyzed presentation. You are the one who has to understand the deal.
- Any feedback is a call reacting to work you already did.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Every deal you review yourself is hours of reading, modeling, and second-guessing, multiplied by the 100-plus deals it takes to find one.
- Synthesize a whole business and its financials into a go or no-go, a skill that only comes after seeing many deals.
A Regalis Capital buyer decides in minutes from a vetted video. A solo buyer decides in hours or days, on every dead deal, with no filter in front of them.
10
Stage 10Seller and broker calls
You aloneSeveral hrs / deal
✓What Regalis Capital does for you
- We coordinate the seller conversation, sometimes a broker call first, sometimes the seller directly.
- We do all the scheduling and follow-up to get the call booked.
- We prep you with a baseline question set, deal-specific questions, and how these calls usually flow, so you show up confident.
- We capture the call with AI note-takers so you do not have to take notes, then dump all the call data into the deal automatically.
- After the call you make one decision: pursue further, or not.
✕What they do (the so-called done-for-you services)
- You schedule your own calls, chase the broker to book them, and run them solo.
- You prepare your own questions and take your own notes.
- A coach might role-play in advance, but you are alone on the live call.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Several hours per live deal: the scheduling chase, the prep, the call, and the note synthesis. More across multiple deals.
- Bring seller-call structure, the right diligence questions, and the ability to read a seller.
An unprepared first-time buyer signals risk, and sellers favor buyers who look like they know what they are doing.
A team does the work. You make the decision. That is the whole offer, showing up again.
11
Stage 11Structuring the offer
You aloneSeveral hrs / deal
✓What Regalis Capital does for you
- We comb the financials and gather what we need to structure, primarily tax returns, because SBA is a tax-return-driven program.
- We do all the follow-up to gather that information. You do not lift a finger.
- We build several offer structures based on what is likely, the call notes, and the likely competition on the deal.
- We size each structure against the cash flow you want and what the deal can actually support.
- We walk the options in a video, what each means and what makes sense, and you respond with a simple yes or no, or "I would rather do this instead." Then we build to whatever you choose.A note on structure: a seller note only counts toward your equity injection if it is on full standby, and any retained seller ownership, even 1%, triggers a full personal guarantee from the seller. So we structure around what is actually fundable.
✕What they do (the so-called done-for-you services)
- Give you software that auto-generates structures and you pick one.
- The coaching tier takes a call where you ask "should I send offer 2 or 3" and gets a yes, with no real deal context behind it.
- You do the structuring and own the decision with thin support.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Several hours per deal to model structures, plus weeks of elapsed structuring and negotiation per live deal.
- Bring deal structuring, cash-versus-seller-note mechanics, working-capital and transition terms, and a read on competition and seller psychology.
With us, several people who know your deal deliberate the offer. Solo, you guess at it with nobody beside you who has seen the deal.
12
Stage 12Writing the LOI
You aloneA few hrs + hidden risk
✓What Regalis Capital does for you
- We write the Letter of Intent for you, or the Indication of Interest if that is the step.
- We carry the full breakdown of your chosen offer into the LOI and build in our standard approach to terms: working capital, transition, exclusivity, and issue-mitigation structures, so your bases are covered.
- We send you a finalized version for a quick review and sign-off, then send the signed LOI to the broker.
✕What they do (the so-called done-for-you services)
- Hand you an LOI template to fill in.
- You draft your own LOI, decide your own terms, and send it yourself.
- No standard term framework. No protective structuring built in for you.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- A few hours of drafting per LOI, but the real risk is in the terms you do not know to include.
- Bring LOI drafting skill, working-capital and exclusivity terms, transition structures, and the mitigations that protect a buyer.
A template LOI with missing protections costs you in negotiation and diligence later, exactly where a first-timer cannot see it coming.
13
Stage 13Counters and negotiation
You aloneWeeks per deal
✓What Regalis Capital does for you
- We follow up aggressively on the sent LOI until counters come back.
- We take each counter, break down what every element means, and re-run the model.
- We decide whether a counter-on-the-counter makes sense and what it does to your cash flow, then re-present the adjusted picture to you.
- We repeat the yes/no loop as many times as the deal needs, until it is accepted or fully rejected.
- The whole time, we keep your other deal flow running in parallel, still sourcing, vetting, presenting, and making offers on other deals.
✕What they do (the so-called done-for-you services)
- You chase the broker for a response, field the counters, and negotiate alone.
- You face a broker pushing for full price with nobody modeling the counter for you.
- Maybe a coaching call to debrief, after you already handled the live negotiation.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Weeks of elapsed back-and-forth per deal, with real hours each round to re-model and re-decide.
- Bring negotiation skill, counter analysis, and the discipline to hold a line against broker pressure.
Brokers negotiate for the seller every day. A first-time buyer negotiating alone, with no model behind them, gives up value or loses the deal.
14
Stage 14Signatures and kickoff calls
You aloneSeveral hrs
✓What Regalis Capital does for you
- We coordinate getting signatures on the accepted offer.
- We run an internal kickoff call with you: what to expect next, the documents we need, and prep for the term sheet, lending, and closing.
- We assign an LOI team on top of your associate, who stays throughout.
- We run a kickoff call with the sell side (seller, broker, you) covering the full request list, the process, and the timeline.
- Then we take over the broker's coordination job for the rest of the deal, because brokers reliably drop the ball.
✕What they do (the so-called done-for-you services)
- No kickoff. You figure out what comes next from a course module or a checklist.
- You coordinate your own signatures and run your own calls with the seller and broker.
- No team assigned. Nobody running the process for you.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Several hours to organize signatures, build your own request list, and run your own kickoff calls.
- Bring deal project management, the full document request list, and the ability to run a multi-party call.
The coordination job is real work. If you do not do it, the broker will not, and the deal stalls.
15
Stage 15Weekly cadence calls
You alone5 to 10 hrs / week
✓What Regalis Capital does for you
- We set and run weekly cadence calls with the team, you, the seller, and the broker.
- We use them to keep the seller moving and the deal on track, and we hammer the deal through lending and closing week after week.
- All of this runs in parallel with your continued deal flow on other deals.
✕What they do (the so-called done-for-you services)
- No cadence. You are responsible for keeping your own deal moving.
- If anything stalls, it is on you to notice and chase it.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- The recurring relationship and chase load that practitioners cite as 5 to 10 hours a week just to keep a deal alive.
- Bring multi-party project management and the discipline to know what should be happening each week and chase what is not.
Deals die from neglect between milestones. Without a weekly cadence someone else runs, you are the only thing keeping the deal alive.
16
Stage 16Document collection and red-flag analysis
You alone20 to 50+ hrs
✓What Regalis Capital does for you
- We start collecting documents from you and the seller right after the offer is accepted.
- We analyze every incoming document for red flags and raise issues to you as they come up.
- We keep following up with the seller and broker to move documents fast, targeting what we need to assemble the lender package.
- We manage the full load: roughly 30 to 40 documents to get to lending accepted, and 60 to 100 to get to close.
✕What they do (the so-called done-for-you services)
- You request, collect, and chase all documents yourself.
- You have to know what to ask for and spot the red flags in what comes back.
- No second set of eyes on the documents for risk.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- 20 to 50-plus hours of document gathering, lender back-and-forth, and chasing across the deal.
- Bring the full SBA document list, document-analysis skill, and persistent multi-party chasing.
Missing or misread documents stall the loan or blow up the deal in underwriting, after you have already spent money.
A team does the work. You make the decision. That is the whole offer, showing up again.
17
Stage 17 · where the pretenders are most exposedBuilding the SBA loan package
You alone20 to 40+ hrs
✓What Regalis Capital does for you
- Once everything is in hand, we package the entire deal.
- We organize and rename every file so a lender and credit officer can navigate it easily.
- We create the business plan.
- We create the executive summary.
- We build the financial projections, including year-over-year and month-over-month.
- We create the seller questionnaire.
- We handle the appraisal questionnaire and its back-and-forth.
- We assemble the loan request and the sources-and-uses breakdown. This is the full SBA package, built for you.
✕What they do (the so-called done-for-you services)
- Nothing here at all.
- After an offer is signed, you build the entire lender package yourself. The business plan, the executive summary, the financial models, all of it.
- At most they make intros to lenders, then you are on your own to satisfy them.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- 20 to 40-plus hours to build a credible business plan and 3-to-5-year projections from scratch. Professional plan services take 7 to 10 business days.
- Bring SBA business-plan writing, financial projection modeling, and sources-and-uses construction.
A weak package gets you declined or buried. This is the stage where the "done-for-you" pretenders are most exposed, because not one of them builds it.
18
Stage 18Multiple lenders, all at once
You aloneTens of hrs
✓What Regalis Capital does for you
- We reach out to lenders on your behalf, connecting you to as many as you want.
- We start with roughly 5 to 10 lenders and scale up if the deal is harder.
- We coordinate every bit of back-and-forth: a lender asks a batch of questions, we source the answers and send them off.
- We figure out which questions we can answer from data already in hand versus which need fresh input from you or the seller, and we coordinate that.On average that is 20 to 40 emails back and forth to reach a term sheet, sometimes 50 to 100 on a harder deal.
✕What they do (the so-called done-for-you services)
- Make intros to lenders, then step back.
- You manage every lender relationship, answer every question, and run all the back-and-forth yourself.
- "We connect you to lenders" is the claim. You do the work of getting to a term sheet.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Tens of hours of lender correspondence per deal, on top of the package build.
- Bring lender relationship management and the ability to field credit-officer questions and source answers fast.
One buyer juggling 5 to 10 lenders, answering credit questions they do not fully understand, is how deals stall at the lending stage.
19
Stage 19The term sheet
You aloneSeveral hrs, high risk
✓What Regalis Capital does for you
- We get the term sheet back from the lender and present it to you.
- We explain it bit by bit, every detail and what it means, and you decide: yes, no, or wait for other term sheets.
- We keep cadence calls, deal flow, and offers running in parallel the whole time.
- We push lenders through their credit and underwriting team for a credit-approved term sheet, not a conditional rubber-stamp, so the commitment is real.
✕What they do (the so-called done-for-you services)
- You receive and interpret your own term sheet.
- Nobody walks you through the terms or pushes the lender for a real credit-approved commitment.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Several hours to read, compare, and understand competing term sheets, with high error risk.
- Tell a credit-approved commitment from a conditional one yourself.
A buyer who cannot tell a real approval from a sales-desk rubber-stamp wastes weeks on a lender who was never going to fund.
20
Stage 20Underwriting and credit
You alone15 to 30+ hrs
✓What Regalis Capital does for you
- Once you accept a term sheet and sign off, the lender moves the deal into underwriting and credit.
- We run a reset call with the seller and broker covering all the documents the diligence providers and lender will need.
- We keep weekly cadence calls running with you, the seller, and the broker throughout.
- We route every underwriter, credit-officer, and appraiser question through us, figuring out what we can answer from data on hand versus what needs a fresh request, then coordinating it.
✕What they do (the so-called done-for-you services)
- You field underwriting and credit questions directly and coordinate the seller and broker yourself.
- No reset call. Nobody triaging lender questions on your behalf.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- 15 to 30-plus hours fielding underwriting and credit requests across the weeks of underwriting.
- Understand underwriting requirements and coordinate seller and broker responses.
Underwriting questions that go unanswered, or answered wrong, stall or kill the loan late in the process, after months of work.
21
Stage 21Due diligence and legal
You alone40 to 100+ hrs
✓What Regalis Capital does for you
- After the term sheet, we make intros to outside due-diligence providers and purchase-agreement legal providers, as many as you want.
- You pick which providers to go with. They know our package requests are thorough, so they have little to add.
- We coordinate everything they need: proof-of-cash elements, bank statements, asset lists, and legal documents.
- Legal handles legal diligence and the purchase agreement. Financial does a proof-of-cash setup or a quality of earnings, your choice.
- We take every provider request and follow up with the seller, broker, and lender to fulfill it.
✕What they do (the so-called done-for-you services)
- At most, point you to "find an attorney and an accountant."
- You hire and manage your own diligence and legal providers and coordinate all of it.
- No coordination layer between you and the providers.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- 40 to 100-plus hours of personal time on the one deal that reaches diligence. A standard diligence period runs 45 to 90 days.
- Select and manage providers, understand proof-of-cash and quality-of-earnings basics, and read a purchase agreement.
Diligence and legal are where deals are won or lost. A buyer coordinating it alone, while the loan and the seller wait, is the bottleneck.
22
Stage 22 · where 50 hours quietly becomes 500Being the one coordination point
You aloneThe hidden tax
✓What Regalis Capital does for you
- We act as the single coordination point for everybody throughout: diligence providers, lender, underwriters, credit team, appraisers, seller, and broker.
- We take every inbound request, decide what we can answer from data on hand versus what needs a separate request, and route it.
- We jump on whatever needs doing when you are too busy, so you are never the bottleneck.
- We keep multiple team members working your deal at once: deal-flow team, analysis team, LOI team, and closing team, all running in parallel.
- The whole point is that you are only making short yes/no decisions and spending 15 to 20 minutes here or there, not hours every week.
✕What they do (the so-called done-for-you services)
- There is no coordination layer.
- They hand you a tool. You are the system, the coordinator, the bottleneck, and the single point of failure.
- Every request from every party lands on you.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- You personally absorb every handoff between every party. This is the hidden tax that pushes solo and coached searches into the hundreds-to-thousands of hours.
- Run full-deal project management across lender, legal, financial, seller, and broker at the same time.
Every party waits on the one person coordinating. When that is you, the deal moves only as fast as your free time, and that is what stretches deals out and kills them.
23
Stage 23The commitment letter
You aloneSeveral hrs
✓What Regalis Capital does for you
- We work the deal until there is a commitment letter and a negotiated purchase-agreement draft ready to execute.
- We present the commitment letter and break down every piece of it.
- Then we move the deal from commitment letter into the closing checklist.
✕What they do (the so-called done-for-you services)
- You receive and interpret your own commitment letter and move yourself toward closing.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Several hours to review and understand the commitment letter and its conditions.
- Read a commitment letter and understand what each closing condition requires.
A misread condition surfaces at the closing table, where surprises are most expensive.
A team does the work. You make the decision. That is the whole offer, showing up again.
24
Stage 24The closing checklist
You alone20 to 50+ hrs
✓What Regalis Capital does for you
- We work the closing checklist, which carries final items beyond the lender package.
- We make intros for anything you need to close, like life-insurance providers, as many as needed.
- We coordinate every item through to close: insurance lined up, purchase agreement signed, asset titles transferred, and the rest.
- We keep all the teams running until the deal is done, deal-flow, analysis, LOI, and closing teams all still active.
✕What they do (the so-called done-for-you services)
- You work your own closing checklist and source your own closing-stage providers.
- Nobody coordinating the final items. You are alone at the most fragile point.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- 20 to 50-plus hours of document gathering, provider coordination, and lender back-and-forth at the close. SBA acquisition loans typically close 90 to 120 days from a signed LOI.
- Coordinate liens, insurance, and title under deadline.
Closings collapse on missed checklist items. A solo buyer juggling the final list, with money and timing on the line, is one dropped item from blowing up the deal.
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Stage 25Getting across the line
You aloneHigh-stakes tail end
✓What Regalis Capital does for you
- We carry the deal across the line, handling the majority of the communications and the work all the way to close.
- We are present at every step. From commitment letter to close is roughly 1 to 3 weeks.
✕What they do (the so-called done-for-you services)
- You close your own deal, with whatever providers you assembled, on your own coordination.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- The tail end of those 20 to 50-plus closing hours, concentrated and high-stakes.
- Final coordination across lender, attorney, title, and insurance under deadline pressure.
The final stretch is where solo buyers, exhausted and out of their depth, lose deals that were almost done.
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Stage 26After you own it
You aloneNo direction
✓What Regalis Capital does for you
- We hand you a business you can step in and operate, with the heavy lifting already done.
- We give you access to monthly owner roundtables with other clients who have closed, so you learn from operators who are months or years in.
- We stay available for high-level advisory calls as needed.
- We scope and bill additional work separately as it makes sense, like hiring and placing a general manager, investor introductions where there is a fit, or the next deal.The whole relationship is aimed at your second, third, fifth, and tenth acquisition.
✕What they do (the so-called done-for-you services)
- The group chat continues, and you are otherwise on your own to operate.
- No structured operator network. No scoped advisory built around your closed deal.
!What's on YOU if you go with one of them
This is the work you do yourself if you use a so-called done-for-you service. With Regalis Capital, it is all handled for you.
- Ongoing, but the cost here is direction, not just time.
- Bring post-close operating skill and a sense of what to fix first.
No roundtable of closed operators to learn from, no advisory bench, and no obvious path to deal number two.